PNB SMS Banking [ SMS Banking ] for Non-Android or Android

By | October 19, 2017

Punjab National Bank (PNB) has introduced the PNB SMS Banking Facility for the customer.

The SMS Banking facility can be avail after registering the mobile number for SMS Alert Service.

The customer can track their accounts, round the clock through SMS Banking Service.

The Facilities are available by sending keyword (in predefined formats according to services) through SMS to 5607040.

The customer can be in the Smart position to detect any unauthorized access to your accounts.

For example – SMS “PNB PROD” to 5607040 for the list of services offered by PNB.

Text – SMS Banking Mode: – The Punjab National Bank customer’s (Account Holder) can avail this SMS Banking facility by using any mobile phone.

Which is capable to send and receive SMS with registered Mobile number.

The PNB user needs to create SMS in the predefined format as per the service required by him/her and send it to SMS Banking Number which is 5607040 or 9264092640.

PNB SMS Banking

PNB SMS Banking Operations – Usage tips for the customers :

• The customer can check the account balance, get MINI Statement, and get a status of cheques; Execute stops payment of cheques and self-transfer fund of (Rs. 5000 /- daily limit) anytime.
• To avail, the facility of  PNB SMS Banking, send SMS with the pre-defined code as mentioned below to 5607040 – 9264092640.

Punjab National Bank SMS Banking Pre-Define Keyword Format code for “View Only facility” Without Mobile Banking Facility.

pnb mobile banking registration online

Punjab National Bank SMS Banking Pre-Define Keyword Format code for with Mobile Banking Facility.

www.punjab national bank internet banking

SMS Banking – MMID Based Banking

MMID means Mobile Money Identifier number. This is a seven digit unique number issued by the respective bank to their customer which contains the respective bank industry code.

As in the case of PNB, the code is 024. Mobile Banking Services are given to the customers on their accounts opened under the same Customer ID and MMID is allotted for the account in the same Customer ID for an example.

If the customer has 4 accounts then the MMIDs can be 9024812, 9024813, 9024814 and 9024815.

How can PNB Customer get His/Her MMID Code?

PNB Mobile Banking User can get his/her MMID code by sending a pre-defined text message “MMID” to 5607040 or 9264092640 from his/her registered mobile number.

MMID will be shown for all the account issued under the same Customer ID and having the same registered mobile number.

SMS Banking by Using MMID – IMPS

PNB IMPS PIN:- IMPS stands for Interbank Mobile Payment Service / Immediate Payment Service) PIN is a seven digit number which is the combination of 4 digit running SMS password and last 3 digits of remitter’s (sender) MMID of the account to be debited.

The PNB SMS IMPS facility is free of charge by the Bank. However, telecom charges on SMS would be as per tariff of the telecom service provider.

www.punjab national bank internet banking

SMS Alert Service

PNB SMS Alert facility sent the transaction SMS to the registered mobile number for all the transaction done through Cards (ATMs, POS, E-Commerce), Internet Banking, Mobile Banking, CDM, etc.

Alert for over the counter transactions for amount Rs. 5000/- & above. (Pension Accounts :- Rs 1000/- & above). Charges for SMS Alerts Service Quarterly @ Rs. 15/- +Service Tax with following exemptions:-

  • Citizen Accounts
  • Vidyarthi Accounts
  • Mitra Accounts
  • Accounts opened under PMJDY
  • Staff & Ex-staff accounts
  • Accounts opened under Pradhan Mantri Jan-Dhan Yojana (PMJDY)

PNB Account Statement – PNB Account Statement Download

You can Download PNB mini Statement via miss call. PNB Mini Statement Miss Call Number is 1800 180 2222 / 1800 103 2222.

Give a missed call to this toll-free numbers and get the PNB A/C balance via SMS. But, Miss call should be given from the Registered Mobile Number.

If you not satisfied with SMS Banking and want a brief PNB Account Details. Like PNB Passbook Balance Inquiry or Punjab National Bank Passbook.

Then, you should go for balance enquiry.

Because through Online Banking. You will get a brief detail about your Account.


You can also download PNB Passbook App. It is available in Google Play Store, Itunes & Microsoft Store. The name of the app is PNB mPassbook.

But, people also search it with some other keyword. like PNB E Passbook App.

After PNB m passbook download, Enter your PNB Saving Account Details. And, Activate the App. Then, you can see your Passbook with details.

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